Benefits software that includes every worker, on a budget you set.
For employers under 50. Set your contribution, publish a company-branded X-Change, and your people choose their own coverage.
Which best describes you?
BenefitX is benefits software for small employers, built and operated by BenefitX, LLC. Employers use it to set a defined contribution, publish a company-branded X-Change, and let each worker choose their own health coverage. BenefitX is a software company and does not sell insurance.
For business owners: benefits that help you recruit and keep people
Set a monthly amount you are willing to spend. That number is your ceiling, so benefits stop being a renewal surprise. Your people choose their own plans, and you either reimburse them up to your amount or pay their carrier directly. It can include everyone on the team, including partners, contractors and part-timers, and it is not limited to ACA-qualified plans. Tax-free where the law allows.
For Affiliates: recurring commission on the software, not on a policy
Earn 20% recurring on the BenefitX Software as a Service (SaaS) subscription for every employer you refer. No insurance license is required, because the commission is paid on software. BenefitX does not sell insurance. It keeps the employer compliant no matter what their employees buy, so referring it changes nothing about the products you already sell.
Beyond the Group Plan
What actually happens when a small business stops buying a group plan and starts funding personal coverage directly. Read articles on defined contribution, compliance, plan design, and open enrollment.