Beyond the Group Plan

Ozempic Just Dropped to $199 — What It Means for Your Team

Ozempic Just Dropped to $199 — What It Means for Your Team

Ozempic dropped to $199 via TrumpRx.gov — but group plan members may miss out. Here's how indemnity plans help your team actually save on prescriptions.

ICHRAsmall business health insuranceemployee benefitsindemnity plansPrescription discounts
ACA Enrollment Just Got 45 Days. Miss It & You're Uninsured

ACA Enrollment Just Got 45 Days. Miss It & You're Uninsured

ACA open enrollment is now just 45 days—November 1 to December 15. Miss it and you're uninsured. Here's what small businesses and employees need to know.

ICHRAQSEHRAsmall business health insuranceemployee benefitsindemnity plans
He Got PAID to Go to the Doctor (This Is Legal)

He Got PAID to Go to the Doctor (This Is Legal)

Find out how one employee actually made money on a doctor visit — and how small businesses can offer this kind of health plan through an indemnity option.

ICHRAQSEHRAsmall business health insuranceemployee benefitsindemnity plans
Stipends = Taxable + $36K/Year IRS Penalty Risk

Stipends = Taxable + $36K/Year IRS Penalty Risk

Health insurance stipends are taxable and risky. Learn why ICHRAs are the tax-free, IRS-compliant alternative for small businesses in 2026.

ICHRAQSEHRAsmall business health insuranceemployee benefitsindemnity plans
He's Been With Us 10 Years—Here's Why He Won't Leave

He's Been With Us 10 Years—Here's Why He Won't Leave

Jerry Rhyne... a Benefit X-Change client for 10 years. Find out why Benefit X keeps small business owners loyal, and how it could work for you!

ICHRAQSEHRAsmall business health insuranceemployee benefitsindemnity plans
Your Spouse Keeps Their Plan. You Use ICHRA. Both Win.

Your Spouse Keeps Their Plan. You Use ICHRA. Both Win.

With ICHRA, your family doesn't need to share one health plan. Your spouse keeps theirs. You pick yours. Learn how it works.

ICHRAQSEHRAsmall business health insuranceemployee benefitsindemnity plans

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